Federal Direct PLUS loans are federal loans that graduate or professional degree students and parents of dependent undergraduate students can use to help pay education expenses not covered by other financial aid. The U.S. Department of Education (ED) makes Direct PLUS Loans to eligible borrowers through schools participating in the Direct Loan Program. Applications for Parent PLUS Loan can be completed online by parents here. Applications for Grad PLUS loans by graduate or professional students can be completed online here. While most schools require applicants to apply for a PLUS loan online, students are encouraged to check with their school before applying online as some schools have different applications processes.

HAS THIS PROGRAM BEEN SUSPENDED DUE TO COVID-19? No. Students concerned about their studies or loan repapyment can visit "Coronavirus and Forebearance Info for Students, Borrowers and Parents."

ABOUT FEDERAL STUDENT AID: Federal Student Aid, a part of the U.S. Department of Education, is the largest provider of student financial aid in the nation. At the office of Federal Student Aid, 1,200 employees help make college education possible for every dedicated mind by providing more than $120 billion in federal grants, loans, and work-study funds each year to more than 13 million students paying for college or career school.